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Top Real Estate Links: South St. Louis County, Arnold and Jefferson County Missouri home buying, real estate listings, and homes for sale in Jefferson                      County, MO
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Arnold Moving Companies
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GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What are the world's most valuable chairs?

A 
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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The Curtis Team, REALTOR®, real estate agents and broker for South St. Louis County, Arnold and Jefferson County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Curtis & The Curtis Team
Coldwell Banker Gundaker

1925 Richardson Road
Arnold, Mo 63010
Jan's Cell: 314-952-4663
Kim's Cell: 314-952-7001
Email: jcurtisre@aol.com
Email: jcurtis@thecurtisteam.com

Jan Curtis and The Curtis Team is your Jefferson County and South St Louis County Real Estate experts! We've helped hundreds of Families buy & sell Homes since 1984! With nearly thirty years experience in our area and hundreds of satisfied customers, we will professionally handle all your Real Estate needs!

GRI ABR CRS REALTOR MLS Equal Housing


Coldwell Banker: Gundaker

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