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Looking for homes? Search everything the web has to offer... right here! Don't miss our Feature Homes! Need local real estate information? We've summarized much of what is important about the local real estate market right here on this site! Need expert advice? No web site, large or small, can take the place of a top Realtor... Not even our websites! This site is filled with several ways that you can contact us for one-on-one expert help and advice. That's our job... and we love doing it! Contact us with confidence! We guarantee your privacy will be respected, and we offer the services on this site for free and without obligation. Why? Because we want to be YOUR Realtor. As your trusted professional real estate partners, we will help you find the best home in your area in your price range, and together we will sell your house, for as much as possible, as quickly as possible, and with as little inconvenience to you as possible! That's our promise! Buying and selling a home is one of the biggest events in your life. As top South St. Louis County, Imperial and Jefferson County Realtors, we have the experience and track record you are looking for. Please let us help! Jan Curtis & The Curtis Team
Coldwell Banker Gundaker
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First Time Buyers >Credit Card Traps
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.
The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.
If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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Karen Spencer, American Mortgage Corporation
Call Karen at AMC to get pre qualified at 636-464-6808!
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