real estate and homes for sale in - - REALTOR® REALTOR® Logo - NUMBER1EXPERT® NUMBER1EXPERT™ Logo
Mortgage Prequalification: South St. Louis County, Arnold and Jefferson County Missouri home buying, real estate listings, and homes for sale in Jefferson County, MO
Welcome > For Buyers > Mortgage Prequalification ...
About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:

About Your Move
When Are You Moving?
Where Are You Moving?

About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:

Additional Info
Please Enter More Details,
Along With Any Comments,
Concerns, Or Questions:
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email Me With Confidence
Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >


Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
See More Real Estate Trivia >

Testimonials

Coming Soon!
Read Quote >

Latest Listings

Get the Latest Listings Before Anyone Else! As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Find Out More >

From Our Affiliates

Karen Spencer, American Mortgage Corporation
Call Karen at AMC to get pre qualified at 636-464-6808!
Find Out More >

Latest News

Name:
Email:
Why Sign Up? >



The Curtis Team, REALTOR®, real estate agents and broker for South St. Louis County, Arnold and Jefferson County Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jan Curtis & The Curtis Team
Coldwell Banker Gundaker
1925 Richardson Road
Arnold, Mo 63010
Jan's Cell: 314-952-4663
Kim's Cell: 314-952-7001
Email: jcurtisre@aol.com
Email: jcurtis@thecurtisteam.com

Jan Curtis and The Curtis Team is your Jefferson County and South St Louis County Real Estate experts! We've helped hundreds of Families buy & sell Homes since 1984! With nearly thirty years experience in our area and hundreds of satisfied customers, we will professionally handle all your Real Estate needs!

GRI ABR CRS REALTOR MLS Equal Housing


Coldwell Banker: Gundaker

www.TheCurtisTeam.com is brought to you by The Curtis Team
NUMBER1EXPERTS™ in real estate for South St. Louis County, Arnold and Jefferson County, Missouri, subdivisions, new construction

Read Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.



is brought to you by
















  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a , NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact today!

  • Find Homes - Find , real estate listings & homes for sale provided by , your local expert real estate agent(s).

  • For Home Buyers - Get home buying information, the latest listings, mortgage information, expert advice, and much more from , a , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • Information - Find local information on , including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from , , NUMBER1EXPERT(S) Top Selling real estate agent(s).

  • About - Information about including testimonials, guarantees, credentials, and contact information. Learn about NUMBER1EXPERT(S) Top Selling real estate agent(s) like in the , area.

Return to Top > subdivisions, new construction